Financial Aid

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Bridging Gaps, Building Futures

We're here to lift financial burdens for you and your family by making the financial aid process easy and transparent—and we offer more than 100 scholarship opportunities. 

 

Steps to Applying for Financial Aid

 

Financial Planning Workshops

We know the financial aid process can be confusing. That's why we offer financial planning workshops to help guide you through each step.

Main Campus workshops are held in the Bonnell Building on the ground floor. The best way to access this room is from the 16th Street entrance to the College, nearest Spring Garden Street. Workshops are also offered at our regional centers.

 

Financial Planning Workshops

Financial Aid Deadlines

Know When to Submit Your Application

Free Application for Federal Student Aid (FAFSA) Deadline

For Community College of Philadelphia, the priority filing deadline is the tax filing date of April 15, or the first business day after April 15. Filing a FAFSA after this date can delay your aid package and disqualify you from certain aid offers for which you may otherwise qualify.

Community College of Philadelphia Deadline

Your financial aid application must be completed at least four weeks before the payment deadline if you plan to use financial aid to hold your classes. Otherwise, please make alternative payment arrangements with the Office of Student Tuition Services.

You can register for your classes before your financial aid is completed; however,  your financial aid application must be finalized before the payment deadline. If your financial aid package is not offered by the payment deadline, you must make alternative payment arrangements with the Office of Student Tuition Services or you may be dropped from your classes. It is important to log into your MyCCP portal to confirm that you have no outstanding financial aid requirements before the payment deadline and you have no balance due on your College bill after authorized aid was applied.

All aid for the semester will be canceled if financial aid requirements remain unsatisfied by the last day of the semester.

PA State Grant Deadline

The deadline for new applicants is August 1, and the deadline for renewal applicants is May 1.

For more information about College deadlines, view the academic calendar.

77%

of full-time undergraduates received aid

$7,838

was the average amount of aid awarded to students

27%

of students received federal student loans, averaging $5,686

Revisions to the Federal Student Loans based on the One Big Beautiful Bill Act

On July 4, 2025, the One Big Beautiful Bill Act was passed by Congress, impacting certain Federal Student Aid programs starting July 1, 2026.
How much can undergraduates borrow under the new law?
There are no changes to how much federal loans an undergraduate student may borrow.
Annual loan limit $5,500 - $10,500 based on year in school and dependency status.
Aggregate loan limit $31,000 - $57,500 based on dependency status.
Can my parent still borrow the Federal Parent PLUS Loan?
Yes, but starting in the 2026-27 academic year, new limits apply:
Parents will be capped at $20,000 per year and $65,000 lifetime in PLUS borrowing per student.
If both parents borrow on behalf of the same student, their combined borrowing is capped at $20,000 per year and $65,000 in lifetime borrowing.
If my parent is subject to the new borrowing limits and has reached the aggregate borrowing limit, am I eligible to borrow additional unsubsidized loan funds?
No. For an undergraduate student to borrow additional unsubsidized loan funds, the parent must be credit denied for the PLUS Loan or otherwise ineligible to apply for the loan. Reaching the aggregate borrowing limit is not an exceptional circumstance.
What happens if I withdraw from a course and I am enrolled less than full-time (less than 12 credits)?

Nothing immediately, but there may be an impact in the next semester, depending on your enrollment.

Starting with the 2026-27 award year, which begins with the Fall 2026. Direct Loan amounts for students who are not full-time for the full academic year will need to be adjusted. This is called a Schedule of Reduction (SOR) change.

This adjustment is made at the next scheduled disbursement in the aid year. See example (individual scenarios and eligibility may vary).

Example:

  • A 1st-year undergraduate dependent student enrolls in 12 credits in Fall and then registers for 12 credits in Spring.
    • Max Loan Limit: $5,500

We disbursed $2750 for Fall. The student later withdraws to 9 credits in the fall semester,

  • No adjustment is made for Fall.

We then have to apply the Annual Schedule of Reductions Formula

  • 9 earned credits in Fall + 12 credits in Spring = 21 annual credits
    • Full-time is 12, so 24 credits are the expected full-time enrollment amount for the year.

21/24 credits = 88% (rounded to the nearest whole number)

  • This means you are enrolled for 88% of your overall full-time. You can only have 88% of your loan. 
    • 88% x $5,500 = $4,840
    • $4,840 is the new annual loan amount.

We account for the aid received in the Fall:

  • $4,840 - $2,750 disbursed in the fall = $2,090 new Spring eligibility

Frequently Asked Questions

Who should file the Free Application for Federal Student Aid (FAFSA)?

Be sure to file a FAFSA,  even if you're not sure whether you will need or qualify for financial aid. The FAFSA form is good for the entire school year (fall, spring and summer).

Is there a filing deadline for FAFSA?

For Community College of Philadelphia, the priority filing deadline is the tax filing date of April 15 or the first business day after April 15. Filing a FAFSA after this date can delay your packaging and disqualify you from certain awards for which you may otherwise qualify.

What is the Federal School Code for Community College of Philadelphia?

The Federal School Code for Community College of Philadelphia is 003249.

How is my financial need determined?

Financial need is determined by Community College of Philadelphia’s cost of attendance minus your Expected Family Contribution (EFC). If you are a dependent student, the amount you and your parents are expected to contribute will stay the same unless your family financial circumstances change.

What happens once I file my FAFSA form?

After you file your FAFSA form, you'll be mailed a Student Aid Report (SAR), which indicates your Expected Family Contribution (EFC) and your estimated federal Pell Grant eligibility. If you file electronically, you will be notified via email. The College will also receive you SAR.

See All FAQs

Contact the Office of Financial Aid

There are a number of ways to contact the Office of Financial Aid.

Contact Info

  • Email Us financialaid [at] ccp.edu (financialaid[at]ccp[dot]edu)
  • Fax Us (215) 972-6234
  • Call Us  (215) 751-8270
  • Campus Hours Mon - Thurs: 
    8:45 a.m. - 6 p.m.
    Fri: 8:45 a.m. - 3 p.m.

     

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